As a result of Automatic Enrolment, millions of people now have a workplace pension. Find out how this affects you.


Millions of workers are being automatically enrolled into a workplace pension by their employer, to date over 8 million have already been enrolled. Once you’re enrolled, not only will you pay in to it but so will your boss and you may also get tax relief from the government.

Saving into a workplace pension is easy – you don’t have to do anything as you will be automatically enrolled by your employer, although employers have different dates that the law may apply to them.

You can opt out if you want to, but that means losing out on employer and government contributions – and if you stay in, you’ll have your own pension that you receive when you retire.

Your employer will need to enrol you into a workplace pension scheme if you:

  • Are not already in one
  • Are aged between 22 and State Pension age
  • Earn more than £10,000 a year
  • Work in the UK

From 6 April 2018, the minimum contributions for the workplace pension will increase.

Date effectiveEmployer minimum contributionStaff contributionTotal minimum contribution
Currently until 5 April 20181%1%2%
6 April 2018 to 5 April 20192%3%5%
6 April 2019 onwards3%5%8%

Find out the minimum your employer has to contribute to your workplace pension once you’re enrolled:

Employer contribution calculator

Don’t ignore the Workplace Pension. Get to know the benefits.

Check out our pension myth busters

Hear Theo Paphitis explain the benefits of Automatic Enrolment for workers and see the stories of some of those who have already been enrolled on our case study page.

Find out more information on Automatic Enrolment in our workplace pension guide.